Corporation Bank Personal Loan Interest Rates

	Salaried	Self-Employed
Interest Rate	For Corporation Bank salary account holders with undertaking letter: 12.75% p.a. For salaried class not holding account at Corporation Bank, or holding account but undertaking letter not available: 13.75% p.a. For pensioners: 12.75% p.a.	13.75% p.a.
Loan Amount	If salary is routed through CorpBank: Up to 9 months’ net salary. If salary is routed through CorpBank and undertaking letter is available: Up to 12 months’ net salary. Minimum amount of Rs.10,000 and maximum of Rs.3.50 lakh.	Loan upto 25% of the gross annual income. Minimum loan amount: Rs.10,000. Maximum loan amount: Rs.3.50 lakh.
Loan Tenure	Maximum: 60 months	Maximum: 60 months
Lowest EMI	Rs.227 p.m. for Corporation Bank salary account holders with undertaking letter and pensioners. Rs.232 for salaried class not holding account at Corporation Bank, or holding account but undertaking letter not available. (Calculated for the minimum loan amount at the longest tenure allowed at the lowest interest rate available)	Rs.232(calculated for the minimum loan amount at the longest tenure allowed at the lowest interest rate available)
Processing Fee	1.50% of the loan amount subject to a minimum of Rs.500	1.50% of the loan amount subject to a minimum of Rs.500
Prepayment/Foreclosure Charges	No charge	No charge

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