Vijaya Bank Personal Loan Interest Rates

Salaried Pensioners
Interest rate MCLR 1 Year + 4.25% = 12.90% p.a. MCLR 1 Year + 3.25% = 11.90% p.a.
Loan Amount Last 18 months’ average net salary, with maximum limit of Rs.6 lakh. 18 months’ gross pension, with a maximum limit of Rs.2 lakh.
Loan Tenure Maximum of 60 months. Maximum of 60 months.
Lowest EMI NA NA
Processing Fee Not specified. Not specified.