Union Bank of India Savings Account Fees and Charges

Service / Product Fees & Charges
Savings Account Rs.150 per annum
Neft/RTGS inward Nil
Neft outward Rs.3 to Rs.29 per transaction
RTGS outward Rs.29 to Rs.63 per transaction
Electronic Clearing Service Rs.4 per transaction
Chequebook issuance Free up to 40 leaves. Rs.4 per leaf thereafter
Account activation Free
Statement of accounts Free
Duplicate statement or passbook Rs.62 per folio, or Rs.1,507 for the maximum entries. Entries that are more than 1 year old will be charged at Rs.77 per folio, or Rs.7,533 for the maximum.
Customer induced debit entries 60 entries free per quarter. Rs.17 charged per entry thereafter
SMS banking Rs.15 per quarter
Standing instructions One time charge of Rs.58
Inoperative account If minimum balance is maintained, no charges are applicable. If the balance is below the minimum limit, the following charges apply: Metro and Urban- Rs.230 Semi-Urban and Rural - Rs.85
Account closure Within 14 days, no charges are applicable. Closure of account within 12 months costs Rs.173 for accounts with cheque book and Rs.130 for accounts without cheque book.
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