Union Bank of India Savings Account Fees and Charges
Union Bank of India Savings Account Fees and Charges
| Service / Product | Fees & Charges |
|---|---|
| Savings Account | Rs.150 per annum |
| Neft/RTGS inward | Nil |
| Neft outward | Rs.3 to Rs.29 per transaction |
| RTGS outward | Rs.29 to Rs.63 per transaction |
| Electronic Clearing Service | Rs.4 per transaction |
| Chequebook issuance | Free up to 40 leaves. Rs.4 per leaf thereafter |
| Account activation | Free |
| Statement of accounts | Free |
| Duplicate statement or passbook | Rs.62 per folio, or Rs.1,507 for the maximum entries. Entries that are more than 1 year old will be charged at Rs.77 per folio, or Rs.7,533 for the maximum. |
| Customer induced debit entries | 60 entries free per quarter. Rs.17 charged per entry thereafter |
| SMS banking | Rs.15 per quarter |
| Standing instructions | One time charge of Rs.58 |
| Inoperative account | If minimum balance is maintained, no charges are applicable. If the balance is below the minimum limit, the following charges apply: Metro and Urban- Rs.230 Semi-Urban and Rural - Rs.85 |
| Account closure | Within 14 days, no charges are applicable. Closure of account within 12 months costs Rs.173 for accounts with cheque book and Rs.130 for accounts without cheque book. |
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