State Bank of India (SBI) Personal Loan Interest Rates

For Salaried For Self-Employed
Interest Rate 10.75% onwards 11.00% onwards
Loan Tenure Up to 5 years Up to 5 years
Loan Amount Min. Rs. 24,000, Max. Rs. 15 lakhs Min. Rs. 25,000, Max. Rs. 15 lakhs
Processing Fee 1% of loan sanctioned + Taxes 1% of loan sanctioned + Taxes
Pre-payment Charges 3% of amount prepaid 3% of amount prepaid
Foreclosure Charges 3% of principal outstanding 3% of principal outstanding
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