RBL Bank Personal Loan Interest Rates
RBL Bank Personal Loan Interest Rates
| Salaried | Self-Employed | |
| Interest rate | 14.5% p.a. to 23% p.a. | 14.5% p.a. to 23% p.a. |
| Loan Amount | Minimum: Rs.1 lakh Maximum: Rs.20 lakh | Maximum: Rs.10 lakh Maximum: Rs.35 lakh |
| Loan Tenure | Minimum: 12 months Maximum: 60 months | Minimum: 12 months Maximum: 36 months |
| Lowest EMI | Rs.2,353 per month (calculated for the lowest amount taken for the longest tenure on offer at the lowest rate of interest) | Rs.34,421 per month (calculated for the lowest amount taken for the longest tenure on offer at the lowest rate of interest) |
| Processing Fee | 1.5% of the loan amount subject to a minimum of Rs.7,500 (Non-refundable fee of Rs.5000 upfront. Rest at the time of disbursal) | 1.5% of the loan amount subject to a minimum of Rs.7,500 (Non-refundable fee of Rs.5000 upfront. Rest at the time of disbursal) |
| Prepayment Charges | No charge | Up to 15% of the outstanding principal amount within 12 months: No charge. Above 15% of outstanding principal: 2% of amount paid + service tax and other applicable charges. |
| Foreclosure Charges | No charge | 3% on outstanding principal amount + service tax and other applicable charges |
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