Punjab and Sind Bank Personal Loan Interest Rates

	Salaried	Pensioners
Interest rate	13.25% to 14% p.a.	12.75% p.a.
Loan Amount	Up to Rs.3 lakhs	Rs.1 lakh to Rs.3 lakhs
Loan Tenure	Up to 5 years	Up to 5 years
Lowest EMI	Rs.2,288 (for Rs.1 lakh loan amount with maximum loan tenure at the lowest interest rate).	Rs.2,263 (for Rs.1 lakh loan amount with maximum loan tenure at the lowest interest rate).
Processing Fee	1.00% of the loan amount	1.00% of the loan amount
Prepayment Charges	Minimum prepayment charges	Minimum prepayment charges
Foreclosure Charges	-	-

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