Punjab and Sind Bank Personal Loan Interest Rates

Salaried Pensioners
Interest rate 13.25% to 14% p.a. 12.75% p.a.
Loan Amount Up to Rs.3 lakhs Rs.1 lakh to Rs.3 lakhs
Loan Tenure Up to 5 years Up to 5 years
Lowest EMI Rs.2,288 (for Rs.1 lakh loan amount with maximum loan tenure at the lowest interest rate). Rs.2,263 (for Rs.1 lakh loan amount with maximum loan tenure at the lowest interest rate).
Processing Fee 1.00% of the loan amount 1.00% of the loan amount
Prepayment Charges Minimum prepayment charges Minimum prepayment charges
Foreclosure Charges - -