IDFC Personal Loan Interest Rates

For Salaried For Self-Employed
Lowest Interest Rate 11.50% 14.00%
Processing Fee Starting from 0.75%, Up to 2% Up to 2%
Loan Tenure 3 months to 60 months 6 months to 60 months
Loan Amount Rs. 1 Lakh to Rs. 25 Lakh Rs. 3 Lakh to Rs. 40 Lakh
Part Prepayment Charges Allowed after 3 EMI's, Nil charges on Smart Personal Loan Not allowed
Preclosure Charges Allowed after 1 EMI's, 2 - 2.5% Allowed after 1 EMI's, 2 - 2.5%