IDBI Personal Loan Interest Rates

Salaried Self-Employed
Lowest Interest Rate 13.20% 12.45%
Processing Fee 1% 1%
Loan Tenure 12 months to 60 months 12 months to 60 months
Loan Amount Rs. 50,000 to Rs. 10 Lakh Rs. 50,000 to Rs. 5 Lakh
Part Prepayment Charges Allowed after 1 EMI's, Allowed after 1 EMI's, Before 6 months - 2%, After that Nil prepayment charges
Preclosure Charges Allowed after 1 EMI's, Nil prepayment charges Allowed after 1 EMI's, Before 6 months - 2%, After that Nil prepayment charges