IDBI Car Loan Interest Rates
IDBI Car Loan Interest Rates
| Base Rate | 9.95% |
| Rate of Interest(fixed) | 9.95% - BR + 0.35% |
| Processing Fee | During festival offer period, fee is waived in full |
| Loan Amount | Above Rs. 1 lakh |
| Loan Tenure | 12 months to 60 months |
| Minimum annual income required | Rs 1,80,000 |
| Servicing of EMI would be through | ECS, Standing Instruction |
| Foreclosure charges | Charges allowed only 6 months after the loan disbursement without penalty from own source. If within 6 months in case of disbursement or balance transfer, 1% of balance outstanding along with applicable charges is charged. |
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