HDFC Personal Loan Interest Rates

For Salaried For Self-Employed
Interest Rate 10.99% onwards 10.99% onwards
Loan Tenure Up to 5 years Up to 5 years
Loan Amount Min. Rs. 50,000 Min. Rs. 50,000
Processing Fee 2.5% of loan amount, min. Rs.1000, max. Rs. 25,000 2.5% of loan amount, min. Rs.1000
Pre-payment Charges Between 2% and 4% of amount pre-paid Based on individual customer profile
Foreclosure Charges Between 2% and 4% of outstanding principal Based on individual customer profile